Earning money is hard but managing it is even harder. Manage your money in the most effective manner with the 1st Financial Bank. Whether you want to avail personal services or business banking services, this bank provides them all. There is nothing more appealing to a business individual than a smooth banking channel and a shortest time taken for processing transactions. Cash management facility enables you to handle your account receivables just the way you want with the help of lockbox processing. The bank itself checks any standing instructions that you provide, regarding receipt of remittance and for payments and processes it timely. With the advantage of automated clearing house service at 1st Financial Bank, you can place instructions of auto debit payments whereby your checks will be cleared automatically on the date specified by you for loan payments or for direct deposit of payroll etc.

How would you feel if you were not required to visit your bank for deposits or withdrawal of checks? Happy, Delighted! Your feelings are deeply cared for at the 1st Financial Bank. The express deposit facility here offers to electronically scan and image money orders, checks etc for faster transactions thus saving you the time and cost of physically going to the bank. You can double your business savings with the commercial certificate of deposit which offers compounded interest or monthly interest on your funds as per your choice. You can encash the accrued or paid interest on the certificate whenever you feel like without worrying about the pre encashment penalty. The Commercial Certificate of Deposit can be encashed any time at zero penalty. Flawless banking and efficient credit services await you at the 1st Financial Bank where business loans are designed to meet individual business needs. Types of business loans that are extended by the bank include: working capital loans, equipment financing, rehabilitation loans, acquisitions and so on. Keep your business savings secure in the safe deposit boxes available for business individuals. Get an analysis of your account from time to time to gage the deposits and payments into and from your account. The 1st Financial Bank also offers you to invest your funds in commercial money market and earn greater returns on investment as compared to returns from any other account. Apart from these profitable business banking services, the bank also provides lucrative personal accounts.

Apart from the traditional savings and checking accounts, you will find other facilities to efficiently manage your personal funds at the 1st Financial Bank. The savings account will get you quarterly payments of interest thus maximizing your liquidity and profit. Ever found a checking account that pays? Place your funds in the checking account and earn interest on your total balance. Avail a free master card debit service along with your current account. You even get the over draft protection on your money in the checking account. The only fee that is charged you in a checking account is when your account balance reaches below the minimum balance requirement. At 1st Financial Bank you can place your funds in the personal money market account and earn greater returns on investment than other accounts. A unique feature of this account is that the interest on account increases with the balance in your account. Another attractive way to double your funds is the certificate of deposit which is an insured investment product offering interest rates according to the tenure of investment.  At one end, the certificate of deposit extends benefits to individuals; it offers flexible term plans for students also. If you are a student and are planning to go about your tuition fee you can avail the collegiate growth certificate of deposit. The 1st Financial Bank takes your minimum balance requirement as a student into account and thus offers minimum deposit facility and a low minimum balance option.

You might fall short of cash to buy a new house, a new car or a new office for yourself then you would require some financial assistance.  Suit your financial needs and your repayment budget by choosing a suitable personal loan from the wide range of loans offered at 1st Financial Bank. Mortgages at cheaper rates can also be availed here. For people above 62 years of age, reverse mortgage facility is extended to give them a monthly income and payoff their existing mortgage as well. This reverse mortgage service does not even require any monthly payments plus it supplements incomes of those people who do not have a running income. Rush to the 1st Financial Bank and get the optimum solutions to your financial troubles and find ways to manage your funds smartly