Being the holder the biggest market shares and capital budgeting tools, Bank of America enjoys the rank of largest commercial bank in the United States on the basis of its market capitalization and deposit volume. Starting its operations in the year 1998, the bank has developed a large network base with rapid growth and expansion. Ever wondered who founded this visa credit card which allows you to do your shopping anytime, anywhere across the globe when you are out of cash? It was in 1958 that this American Bank introduced the BankAmericard which later came to be known as VISA with worldwide recognition and acceptability in 1977.

A variety of current account types are available for you to choose from, which give you profit on your balance and in many cases there is no minimum balance requirement either. High yield savings accounts without the restriction of balance maintenance are also offered here. Get yourself high interest certificates of deposit at Bank of America which you can even encash before maturity without any premature penalty or charges of the kind. There are further different kinds of certificates with different interest rates on deposit which you can choose according to your need. Not just that, you can seek different retirement plans for the welfare of your family in consideration with your plans in the future. It should be noted that these plans at Bank of Amercia are insured by FDIC. Check cards are also a product of this bank which is available in a number of attractive packages. There are handsome low interest rates and yet greater rewards on shopping with the bank’s cards. For instance, there are rewards like free mileage on both road and air travel. With expression banking, consumers can show their devotion towards charity and good will by shopping and donating to their favorite organizations.  

Whether you need to build a house, rebuild one or simple buy a new one the home loans at bankofamerica offer very affordable rates. Or you could go for the smart rate mortgages and cheaper home equity loans to finance such a project of your choice. You may also need lump sum cash for marriage, education and so on which you can opt with the services provided by the bank. Students can avail themselves of the cheap loans with the bank at the most affordable rates ever so that they would be able to share their parent’s burden and support themselves. Car loans are also available so that you can purchase your dream car at unbelievable rates. And this is not all; there are so many other loans which are tailored to meet your financial needs.

There are also a number of investment opportunities to secure your funds and earn returns on your money at the same time; returns which you would find nowhere else but with Bank of America. With insurance and investment products of the bank you can make the best investment. The bank also extends banking facilities to small businesses as well. These may include business loans and credit cards, leasing, investment solutions, asset management, merchant services, research services, trade services, treasury management services, mergers and acquisition services and so on. Industry expertise of the bank spreads to industries like accounting to financial sponsors, from gaming and leisure to transportation and these industries get a great deal of benefits from the bank’s services. The territories that Bank of America covers, in terms of providing its banking products and services include Asia, Europe, Middles East, Africa, Latina America, United States and Canada. Online banking facility has bridged the territorial borders and it benefits both individual and business corporate clients all around the world.