The Charter One Bank is a division of the Citizens group holding a product mix of personal banking services, small business financing, commercial banking and investment products. The bank offers basic savings and checking account along with term deposit options so that one can save money and earn profit on it at the same time. Clients are also offered with an option of investing their funds in the money market with the bank’s security against risk. Certificates of Deposit at the Charter One Bank offer greater returns and tax exemption options on the profits you earn. Bank accounts for students are also available to park their savings and to help them with funding their further education plans. Overdraft facility is also readily available for worthy clients who have handsome deposit relationship with the bank. Employees can opt for payroll accounts were they can have direct salary deposits into the accounts without having to worry about check transfers from other banks.
You can select from a variety of borrowing options according to your financial needs and get the liberty to choose a suitable payback schedule. Loan options at Charter One Bank include home equity loans and lines of credit for which you can first compare rates at different tenures and then make a selection. Students at all levels of education can avail the student loan program that suits their education financing needs. Whether you are an undergraduate, graduate or an international student; loan programs at this bank enable you to pursue your educational degrees and upgrade your position in the professional world. Students are required to specify their expenditures and the amount which they would be financing from a loan. What the Charter One Bank credit does is, it finances the gap between your estimated expenditures and the finances you get from another institution say government loan or scholarship.
Life planning products and facilities offered by this bank are unique yet affordable at the same time. Students starting college can avail student loan services, maintain free checking or savings accounts, avail overdraft protection, get rewards master cards and even apply for home equity loans. People planning to get married or having a child can opt for the various investment programs at Charter One Bank and can also avail the greater spending credit cards to meet their expenses. The bank offers considerate services for people who have the responsibility of taking care of an aging parent. Such people can avail home equity, insurance, investment services, savings and retirement planning facilities at low costs and with maximum gains. Credit card facility is also available with the Capital Bank including master cards and debit cards for people at all income levels. The credit reward program for both credit and debit card offers extensive rewards on each penny spent and then even your credit limit increase with some of the rewards at Charter One Bank.
Frequently traveling customers have the option of foreign exchange retail services that allows them to arrive at their international destinations with cash in hand. Online banking facility and account management can be used to check and verify accounts online without going through the hassle of traveling to the bank. Customer service channels like phone banking and emails allow you to register complaints and put forward transaction requests saving time and cost to visit the bank. The Charter One Bank also offers translation assistance for global customers so as to provide maximum convenience and save process lags and delays. With its rich history of acquisition, the Charter One Bank has ensured at all times to acquire subsidiaries and divisions so as to increase banking excellence and provide greater satisfaction to its clientele.
