Known as a community bank, the First National Bank is operational since 1896 offering basic banking products and services and this product range has extended over the years as it merged with Colorado First National Bank in the year 2005. The bank offers personal banking products, commercial banking products and exclusive wealth management products. This community bank is known for its easy access and its concern for its employees.
Personal Banking at First National Bank
Four different categories of current/checking accounts are offered by the bank namely Horizon bound, Horizon Plus Checking, Horizon Checking and Horizon Free Checking. All of them are designed to meet individual and business banking needs. Two broad types of savings accounts are available with the bank in which customers can save their money and interest also. These include the Regular Savings Account and the Christmas club Account. Interestingly, the bank also offers a Kid’s Savings Account to encourage children towards savings.
Money Market Accounts at First National Bank provide greater rates of interest upon maintenance of a certain balance requirement. Certificates of deposits are available at the bank with different yields and various time spans of 5 years, 19 months and 200 days. The bank also offers Visa ATM/Debit cards which facilitate the customers in accessing their accounts at any time and from anywhere. The Horizon Online Banking service of the bank allows you to make your payments online, view images of checks presented and even reorder checks while sitting at home or office. The First National’s Telephone Banking also provides customers with easy access to their accounts and the convenience of placing transaction requests on the phone.
Commercial Banking with First National Bank
Checking accounts for businesses offer greatest value to the business clients with the minimum deposit levels. The Commercial New Account is targeted for sole proprietors and non-profit organizations for simple and smooth banking thereby earning higher interests on funds. Saving accounts for businesses are also available but they restrict the transaction activity to only six debits per month. Similarly, a Money Market account provides greater yield on the funds but asks for a limited transaction activity and a certain balance requirement. Certificates of Deposits at First National Bank are also available for time periods of 5 years, 19 months and 200 days at different interest rates. Also internet banking is offered by the bank to facilitate customers saving them the hassle of visiting the bank and saving their time and energy.
Wealth Management at First National Bank
Investment opportunities are available in the form of trusts and estate administration, estate planning, retirement plans and investments in the open market. These opportunities allow individuals to earn profits on their savings and thus reinvest to earn yet more.
The bank also offers online banking thus facilitating the customers to keep in touch with their accounts. Providing this facility asks for greater security which the bank successfully manages to provide. The bank ensures protection against Internet and email scams, identity thefts and ATM frauds by employing safer technology products.
With all its combined features, First National Bank remains to be U.K’s most popular bank thereby catering to different individual and business needs. The bank’s strict customer complaint policy ensures that customer complaints are resolved in the minimal time period so as to attain and maintain customer satisfaction and build trust upon them so that they generate referrals for the bank.
