Based in the South Dakota, First Premier Bank is spread over a vast network and offers a wide range of products and facilities. Although the bank’s homeland is South Dakota but it offers services far outside the borders to different regions and territories.
Understanding the importance of your valuable time, the First Premier Bank offers a purely online banking facility whereby you can access your bank account through the Internet. Personal banking services offered by the bank include personal accounts ranging from current to savings account for individuals and businesses. All theses accounts provide interest on account balances and offer low rate banking. Kids saving club is maintained by the bank to encourage savings culture among the children and youth. Customers can access their current or savings accounts on the Internet using the bank’s online facility. Lending facilities at the First Premier Bank includes personal loans, auto loans and investment financing which customers can use to fulfill their financial needs and requirements. Lines of credit are also extended by the bank to facilitate investment financing. Credit card facility also enables customers to carry out their expense needs and thus maintain liquidity at the same time. Status for all these accounts can be viewed online and even transactions can be processed there. The First Premier Mortgage facility contains home loans, home equity loans and cash on equity to help you purchase, rebuild or renovate and even buy a second home. The bank offers commercial banking in the form of trusts and investment securities at higher rates over particular spans of time.
In the business banking range, business checking and savings accounts are extended for businesses both private and public. The First Premier’s Business loans offer loans for small and medium businesses, capital financing and ready cash for instant business payments. Businesses can also avail lines of credit to meet their business financial requirement and carry out their business transactions smoothly. Also treasury services are available for businesses to invest in securities and thus gain more profitability. Hedging funds are encouraged to keep a diversified portfolio by the treasury services so that businesses are secure against any risk of losses. The online banking facility of First Premier allows businesses to check their accounts online. Loan accounts and stock updates can be accessed on the Internet too thus saving time of businessmen and investors.
Credit cards offered by the bank are pre-approved as they require no money for the issuance of cards, for instance the premier gold card which offers great rewards and services. Cash advance facility is available on the credit card at lower payback rates to facilitate the cash needs of customers. Not only that, balance transfer facilities at the First Premier Bank are also available to clients for making payments of other accounts and cards. All transactions related to credit cards can be carried out online and also shopping can be done on the Internet. You can pay your bills online and also use your credit card to redeem reward points.
Premier online banking is what makes this bank stand out against other banks in terms of greater range of products and facilities online. But what makes it all the more competitive is the security methods it employs to ensure that safe internet transactions are carried out. The First Premier Bank uses protective internet security measures to make sure that your confidential bank account information remains safe and is not shared. This security provides a competitive edge to the bank against all other banks which may not be that secure against internet fraud, identity theft, email scams and so on.
