The HSBC Bank is known worldwide for its extensive range of products for corporate and consumer banking. Corporate banking deals with business clients who have huge deposits with the bank and are big in size while consumer banking deals with consumer products like loans, credit cards and other similar ones. The bank enjoys a vast network spread across the globe serving customers and gaining considerable market share each day in all prospective economies.

Consumer banking at HSBC Bank involves extending facilities of investments, credit cards, loans, mortgages and insurance. Consumer products include branch banking accounts including savings and checking accounts. The bank offers a unique credit card with no annual fee and other distinctive features. An instant personal loan can be availed easily with the bank owing to an instant application process. You can choose between various installment amounts and repayment options and amounts as per your convenience. HSBC’s mortgage products are also spread over a wide range including mortgages for first-time buyers, re-mortgages and graduate mortgages etc. The bank also offers insurance for your car, travel, home, life, income, health, pets and studies at low and affordable rates. Investment options at the bank include income savings accounts, income bonds, investment bonds, share dealing, capital accounts, retirement plans, child protection plans and so on.     

So much of the bank’s consumer products, let’s discuss its corporate side now. The bank’s corporate side extends banking facilities to businesses including debt capital, insurance, investment products and funding solutions.  HSBC offers corporate finance and advisory to companies across a wide range of industries spread over all cycles of business. Companies are advised upon decisions like mergers and acquisitions, restructurings and on matters of raising equity capital. Asset financing service is extended to corporate clients in order to ease out their decisions regarding capital acquisition. Whether a business goes for hire purchase asset employment decisions or it opts for a financial lease the HSBC Bank’s asset and equipment finance facility takes care of it. Corporate clients can also avail asset loans on competitive rates from the bank. Also they can go for operating lease option to maximize their capital flow. Invoice finance and factoring service look after debt management for a company along with providing cover against bad debts and creditors.

At HSBC, you can find leverage finances in the form of management buy ins and buy outs, corporate acquisitions, recapitalizations and so on for your business. With project and export finance facilities of the bank, companies can get assistance in project financing in terms of funding large projects. Also, export financing can be availed to finance borrower risk or to get recourse financing on existing project financing. The bank also helps you maintain your real estate portfolio by employing its property investment expertise and guiding you in just the right manner to ensure you get the maximum returns in future. Debt capital securities at HSBC include credit derivatives, gilts and high yield bonds for businesses to optimize their balance sheets.  As one of the largest financial service providers, the bank extends insurance and investments products to business clients. These products range from commercial insurance, wealth management, retirement planning and pensions, tax planning, protecting your business, insurance broking, investment products and services, employee benefits to estate planning. Treasury services extended to corporate clients include services and intermediation in the foreign markets, money market desposits, interest rate protection and foreign exchange protection.  The suite of international banking services offered by HSBC bank include finance and liquidity solutions, risk management solutions and trade service solutions.

With the widespread range of consumer and corporate banking products the bank enjoys a large volume of both individual and corporate clients.